Kotak Banking and PSU Debt - Growth

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NAV
₹ 65.6433 ₹ 0.06 (0.09 %)
as on 24-06-2025
Asset Size (AUM)
6,215.39 Cr
Launch Date
Dec 29, 1998
Investment Objective
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Dec 29, 1998
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7.36

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.01 %
Expense Ratio
0.75%
Volatility
1.07 %
Fund House
Kotak Mahindra Mutual Fund
Fund Manager
FM 1 Mr. Deepak Agrawal, FM2 Mr. Abhishek Bisen
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10920
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 19.16
AAA 73.73
AA 1.58
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCash & Cash EquivalentsDebt - Other80806060404020200072.23 %20.08 %4.47 %2.12 %0.83 %
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Scheme Category % of Change
month-on-month
Duration 3.99 3.21 -0.02
Maturity 7.69 4.67 -0.02
YTM 7.66 7.55 -0
7.18% GOI 2037 (14-AUG...7.6% Power Finance Co...DME DEVELOPMENT LIMI...National Housing Bank7.10% GOI 2034 (08-APR...RURAL ELECTRIFICATIO...REC LIMITEDPOWER FINANCE CORP...NCD INDIAN OIL CORP...Power Grid Corporation o...101088664422008.4 %5.48 %5.1 %4.56 %4.55 %3.58 %3.58 %3.39 %3.15 %3 %
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Performance

Scheme Performance (%)

Data as on - 24-06-2025
Created with Highcharts 4.1.4ReturnsKotak Banking and PSU Debt - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesKotak Banking and PSU Debt - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000125,1825,1829.62
Benchmark120,000125,1825,1829.62
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Kotak Banking and PSU Debt - Growth 29-12-1998 9.2 8.15 7.8 6.36 7.54
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 9.56 7.97 8.11 6.29 7.62
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth 10-11-2023 9.4 0.0 0.0 0.0 0.0
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option 17-12-2020 9.31 7.86 7.3 0.0 0.0
LIC MF Banking & PSU Fund-Regular Plan-Growth 30-05-2007 9.31 7.97 7.28 5.64 6.79
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
Central Government - 2033DebtSOV8.4
Power Finance Corporation Ltd.DebtAAA5.48
Central Government - 2034()DebtSOV4.55
Net Current Assets/(Liabilities)Cash & Cash Equivalentsundefined4.15
National Housing BankDebtAAA3.24
INDIAN OIL CORPORATION LTD.DebtAAA3.15
Power Grid Corporation of India Ltd.DebtAAA3
HDFC BANK LTD.DebtAAA2.54
REC LTDDebtAAA2.53
STATE BANK OF INDIA.DebtAAA2.32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIADebtAAA2.25
REC LTDDebtAAA2.16
Central Government - 2034DebtSOV2.14
LIC HOUSING FINANCE LTD.DebtAAA2.07
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIADebtAAA2.06
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA1.81
PUNJAB NATIONAL BANKDebtAAA1.77
Power Finance Corporation Ltd.DebtAAA1.68
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA1.66
Export-Import Bank of IndiaDebtAAA1.66
Power Finance Corporation Ltd.DebtAAA1.65
Central Government - 2031DebtSOV1.65
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENTDebtAAA1.61
UNION BANK OF INDIA- AT1 BondsDebtAA1.58
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA1.43
HDFC BANK LTD.DebtAAA1.34
National Housing BankDebtAAA1.32
Power Grid Corporation of India Ltd.DebtAAA1.28
Food Corporation of IndiaDebtAAA1.26
HDFC BANK LTD.DebtAAA1.26
NUCLEAR POWER CORPORATION OF INDIA LTD.DebtAAA1.25
Central Government - 2033DebtSOV1.24
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIADebtAAA1.24
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA1.23
HDFC BANK LTD.DebtAAA1.18
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA1.07
REC LTDDebtAAA1.01
REC LTDDebtAAA0.96
HDFC BANK LTD.DebtAAA0.85
Food Corporation of IndiaDebtAAA0.83
HDFC BANK LTD.DebtAAA0.83
INDIAN RAILWAY FINANCE CORPORATION LTD.DebtAAA0.83
INDIAN RAILWAY FINANCE CORPORATION LTD.DebtAAA0.83
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIADebtAAA0.82
Export-Import Bank of IndiaDebtAAA0.82
HDFC BANK LTD.DebtAAA0.82
INDIAN RAILWAY FINANCE CORPORATION LTD.DebtAAA0.81
Mahanagar Telephone Nigam Ltd. ( )Debtundefined0.79
HDFC BANK LTD.DebtAAA0.76
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIADebtAAA0.74
Maharashtra State Govt - 2035 - MaharashtraDebtSOV0.66
DME DEVELOPMENT LIMITEDDebtAAA0.51
Gujarat State Govt - 2031 - GujaratDebtSOV0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
DME DEVELOPMENT LIMITEDDebtAAA0.51
REC LTDDebtAAA0.41
REC LTDDebtAAA0.41
Triparty RepoCash & Cash Equivalentsundefined0.32
SBI ALTERNATIVE INVESTMENT FUNDMFundefined0.27
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENTDebtAAA0.17
REC LTDDebtAAA0.09
Mahanagar Telephone Nigam Ltd. ( )DebtAAA0.08
Power Finance Corporation Ltd.DebtAAA0.04
Power Finance Corporation Ltd.DebtAAA0.02
Gujarat State Govt - 2030 - GujaratDebtSOV0.01
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.4Central Government - 2033Power Finance Corporation Ltd.Central Government - 2034()Net Current Assets/(Liabilities)National Housing BankINDIAN OIL CORPORATION LTD.Power Grid Corporation of India Ltd.HDFC BANK LTD.REC LTDOthers